Company Information

Corporate Site 

Rakuten Bank provides internet banking products and services in Japan. The company offers personal services, including payment, money support/easy bank transfer, prepaid cards, Yen/foreign currency deposits, remittance, loan services, lottery, account linking, foreign exchange, and asset management services. It also provides corporate services, such as business debit cards, ATM deposit, business loans, international remittance, payment, transfer, account verification, withdrawal, settlement, and deposits services.  

Originally known as eBank, it became part of the Rakuten brand in the 2010. Some say that the 2023 IPO was to help raise money to help with Rakuten Mobile's constant losses.

Stock Perks

Rights day

End of March, end of September

Details

You will get the following perks if you have a Rakuten Bank account:

[Yen time deposit (deposit limit up to 3 million yen)]

・Preferential interest rate of 6 months yen fixed deposit interest rate +0.25%

[Foreign currency time deposit (deposits in yen only, currency does not matter)]

・500 yen cashback for deposits of 10,000 currencies or more for regular deposits with a deposit period of 1 month or more

[Rakuten Dual Term Deposit (any currency)]

・750 yen cashback for deposits of 1 million yen or more

[Rakuten Extensions deposit flat 10 years]

・10,000 yen cashback for deposits of 2 million yen or more

[Rakuten Extensions deposit flat 15 years]

・10,000 yen cashback for deposits of 2 million yen or more

[Rakuten Extensions Deposit Step Up 10 Years]

・10,000 yen cashback for deposits of 2 million yen or more

[Rakuten Bank Housing Loan (variable interest rate type)]

- At the time of loan approval, 30,000 yen cashback on loan administration fee

[Rakuten Bank Flat 35]

・When financing is approved, 10,000 yen cash back on loan administration fee

The bonuses are doubled if you receive your salary in your Rakuten Bank account.

Requirements

100 shares.

Comment

The benefits aren't the most exciting things and the cashback amounts are tiny compared to what you'll have to spend to use the services, but if you do use Rakuten Bank then it's better than nothing! At least you can get .25-.5% on fixed deposits if nothing else, although I'm hoping that the people who read this site would rather invest their cash instead!

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